PCI DSS and Credit Card Security


The Payment Card Industry Data Security Standard (PCI DSS) is administered by the PCI Security Standards Council (PCI SSC) to decrease payment card fraud across the Internet and increase credit card data security. Organisations that accept, store, transmit or process cardholder data must comply with the PCI DSS.

If you are a merchant, the PCI DSS applies to you. Even if you have subcontracted all PCI DSS activities to a third party, you have the responsibility for ensuring all contracted parties are compliant with the Standard.

If you are a service provider, including a software developer, the PCI DSS applies to you if you process, transmit or store cardholder data, or your activities affect the security of the cardholder data as it is being processed, transmitted or stored.

There are 12 high level requirements, and they fall into the six categories below:

Build and Maintain a Secure Network

  1. Install and maintain a firewall configuration to protect data
  2. Do not use vendor-supplied defaults for system passwords and other security parameters.

Protect Cardholder Data

  1. Protect stored data (use encryption)
  2. Encrypt transmission of cardholder data and sensitive information across public networks

Maintain a Vulnerability Management Program

  1. Use and regularly updateanti-virus software
  2. Develop and maintain secure systems and applications

Implement Strong Access Control Measures

  1. Restrict access to data by business need-to-know
  2. Assign a unique ID to each person with computer access
  3. Restrict physical access to cardholder data

Regularly Monitor and Test Networks

  1. Track and monitor all access to network resources and cardholder data
  2. Regularly test security systems and processes

Maintain an Information Security Policy

  1. Maintain a policy that addresses Information SecurityThe Payment Card Industry Data Security Standard (PCI DSS) is a proprietary information security standard for organizations that handle branded credit cards from the major card schemes including Visa, MasterCard, American Express, Discover, and JCB.

How To Get The Best Award Plaques To Celebrate Special Events

sandstone-79-g-walnut-txtLife sometimes is about celebration. A moment where you give appreciation toward a certain individual for their achievement. It can be for the one in community, in business circle like clients or employee, in your family, or perhaps to yourself. Speak of celebration and appreciation for the achievement, there are many ways to display it. That said, award plaques, brass plaques, photo plaques and something similar are one within some other options to consider. In fact, this way is quite popular as it caters versatility, simplicity, yet it has distinctive beauty.

Moreover, if you want to make it more personal you can as well consider custom awards to make it differs from another. Even though considering plaques and awards as the symbolization of your appreciation are a good idea, there is another thing to keep in mind, and it is all about how to find reliable vendor that fits your need either it is for the plaque or the award. Online, you’ll discover numbers of online vendors that promise you many thing. How to choose one? For starter spare your time online and look around. It will be easier if you get some recommendations.

Once you find certain site, search around a typical plaque, award, or anything that you need like trophy, or name plates. Examine each option that you have there. A good site for plaque or award, cater you with easy access website where you can narrow down the option from the lowest to the highest price or vice versa. It is not the only thing, if you want to design your personalized plaques, there is certain vendor that gives you such a feature to design your own award or plaque. Not stopping there, you as well can find direct access to see your design in its real time appearance. Since, there is important message behind a plaque or award that you give, spend more time to choose the right vendor is worth taking.